Got Questions? You're in the Right Place.

We know insurance and mortgages can feel overwhelming—but they don’t have to. We’ve put together answers to some of the most common questions our clients ask, so you can feel more confident and informed. And if you don’t see your question here, just get in touch—we’re always happy to help.

  • We simplify the complex stuff. From understanding your needs to comparing providers and policies, we help you make confident decisions about your insurance or mortgage. We also handle the paperwork—so you don’t have to.

  • Our services are typically free for you. We're paid by the insurance providers and lenders we work with. And because we work for you—not the banks or insurers—you can trust our advice is in your best interest.

  • Not at all. We provide clear, tailored advice based on your goals and give you options. The final decision is always yours.

  • Insurance is about protecting what matters most—your family, your income, your health, or your business. We’ll help you figure out what cover makes sense for your life and budget.

  • Absolutely! We specialise in helping first-home buyers navigate the process—from pre-approval to getting the keys. We’ll help you understand the steps, avoid pitfalls, and secure a great deal.

  • We compare multiple lenders—not just one—so you get the most competitive loan for your situation. Plus, we’ll structure your mortgage to save you money long-term.

  • It depends on your situation, but we aim to move quickly. Once we’ve had our first chat, we usually provide recommendations within a few days.

  • Yes. We don’t believe in one-size-fits-all. We take the time to understand your goals, then tailor our recommendations to suit your life, business, and financial future.

  • We’re not a ‘set and forget’ kind of service. If life changes, you can count on us for support—whether that’s making an insurance claim, refinancing your mortgage, or adjusting your cover.

  • This is one of the biggest worries people have—and it’s exactly why working with an adviser matters. At Keyway, we only work with reputable insurers who have strong claims histories. We also make sure your cover is set up properly from the start, so there are no nasty surprises later. If you ever need to make a claim, we’ll advocate on your behalf and support you through the process—so you’re not dealing with it alone. Our goal is to give you peace of mind, not paperwork headaches.

Still have a question?