Mortgages
Need help securing the right finance? We provide tailored lending solutions for your unique needs - whether you’re buying, investing, refinancing, or need business or personal finance.
First Home Buyers
Applying for your first mortgage is a big step and an exciting one! At Keyway, we’re here to guide you through every part of the process, from understanding your financial position and getting pre-approved, to exploring the loan options that best suit your goals.
Once you've found the right property, we’ll help structure your loan in a way that could save you thousands over time. With the right setup, you can reduce interest, shorten your loan term, and reach your homeownership goals faster. We make it simple, clear, and tailored to you, so you can move forward with confidence.
Refinance
Refinancing your mortgage means replacing your existing home loan with a new one - often to improve your financial situation. It can be a smart move if you want to:
Access a lower interest rate
Free up equity for things like renovations
Reduce your monthly repayments
Switch to a different bank or lender
At Keyway, we make refinancing easy and stress-free. We will:
Compare rates across multiple banks to find the best deal for you
Tailor recommendations to suit your financial goals
Handle all the paperwork - at no cost to you
Ensure you fully understand your options before making any decisions
We’re here to help you refinance with confidence and keep your finances working in your favour.
Investment
Rental properties can be a smart investment - not only for potential equity growth but also for increasing your monthly rental income. Finding the right mortgage with the lowest monthly payments can boost your returns.
If you don’t have time to visit multiple lenders or want to explore the best deals, let us do the legwork, for free.
Why work with us?
Access multiple lenders to find the best mortgage options
Negotiate lower interest rates to maximize your returns
Save time and hassle - we handle all the bank communications for you, at no cost
We’re here to help you make your property investment journey smoother and more profitable.
Commercial
Expanding into commercial property is a major investment, and every dollar counts when it comes to your mortgage. You don’t want to be paying more than you have to.
Whether you’re growing your business or relocating, we’re here to find the best options for you, at no cost.
Benefits of Commercial Property Mortgages:
Earn extra income through your investment
Take advantage of tax-deductible interest payments
Build equity to support future growth
Keep your outgoings under control
How we make it easier:
We tailor the mortgage to fit your unique business needs
Use our expertise to find the best and most affordable financing options
Support you through all scenarios, from self-employed to complex leases
Let Keyway help you get the right mortgage, so you can focus on growing your business.
Buying a home can feel overwhelming, but it doesn’t have to be. At Keyway, we take care of the hard stuff, from negotiating competitive interest rates to organising your approval documents, so the process feels smooth and stress-free.
We’ll also help structure your loan to suit your goals and connect you with trusted professionals like solicitors and valuers - so you can focus on enjoying the journey to homeownership.
What does a Mortgage Adviser actually do?
What does the Keyway process look like?
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We start with a friendly conversation to understand your needs, goals, and what matters most to you.
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We compare deals from multiple lenders to find the best fit for you.
Our relationships with lenders often mean access to deals you won’t find on your own.
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We explain your options in plain English and recommend the lending solution that truly fits – no pressure, just what’s right for you.
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Once you’re happy, we handle the paperwork, chase up lenders and get everything set up for you.
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Regular check-ins and adjust to life changes.
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From pre-approval to settlement, we’re with you through the whole journey.
We work for you, not the banks – so you can trust you’re getting advice that’s genuinely in your best interest.
Ruby & Jamie
“We honestly can’t thank Dawn Toughey enough for everything she did for us during our home buying journey. From the very beginning, Dawn was an absolute pleasure to deal with – incredibly helpful, warm, and determined to get us the best deal possible.
When we first started looking into buying a house, we weren’t even sure we’d be able to borrow at all. But Dawn was amazing – she worked tirelessly with what we had, explored every possible option, and guided us through the process with so much knowledge and care. We truly would have been lost without her.
Even in our final meeting, she surprised us with flowers – such a thoughtful and personal touch that really summed up the kind of person she is. If you’re looking for a mortgage broker who genuinely cares and goes above and beyond, we can’t recommend Dawn highly enough!”
OUR PARTNERS
ANZ • ASAP Finance • ASB • Avanti Finance • Bank of China • Basecorp • BNZ • Cressida Capital • DBR • First Mortgage Trust • Funding Partners •Heartland Bank • Kiwibank • Liberty • NZCU • Pepper Money • Plus Finance • Prospa • Resimac • SBS • The Co-Operative Bank • Westpac
Ready to get the ball rolling? Let’s begin.
Disclaimer
The information on this website is intended to provide a brief overview of the services we provide. Everyone’s situation is different, and your insurance needs will vary depending on your individual circumstances. Always seek financial advice based on your personal situation.